Just about everyone has their thoughts on what the “best” investment strategy is.  While I don’t claim that the philosophy F5 Financial Planning uses is “the best”, I am confident that the strategy that we employ has solid foundations based on the academic research of Fama and French.

Our investment strategy is based on exploiting factors that are persistent and pervasive over time.  These factors include:

  • Equities versus fixed income
  • Small versus big
  • Value versus growth
  • Profitable versus unprofitable

We use Dimensional Fund Advisors (DFA) core funds extensively in our portfolio construction.  Do they guarantee success?  ABOSLUTELY NOT!  However, they do allow us to target market returns AND maximize our potential to capture the aforementioned returns.  The article shown below describes how this approach has performed over the past decade.  Interestingly even though the factors have NOT been as positive as historical averages, the approach has closely mirrored the overall market performance.

Successful investors recognize that investing is a long term proposition guided by and Investment Policy Statement (IPS).  Feel free to reach out if you have any questions after reviewing the attached.

Curt

Strategy_Spot_US_Core_Equity_Portfolios

You can download a copy of the above article here

 

At F5 Financial Planning we focus on helping individuals and families find balance between faith, friends and family, fitness and finance.  We make sure that they have the financial freedom to enjoy those things in life that are important to them.  And while we believe the left-brain facts and data are critical; we work with our clients to get them in the right state of mind to focus on the goals they want to achieve.

Some other posts that you might like:

Want access to additional information on DFA? Click Here to Join Our Mailing List and receive access to a private page with more information.

We’d Be Happy To Share More Information With You. Click Here If You Would Like To Join Our Mailing List.

F5 Financial Planning, L.L.C. (F5FP) is a comprehensive, fee-only, financial planning firm serving Naperville and surrounding communities.

Led by Curt Stowers, F5FP focuses on providing corporate executives, entrepreneurs, and families with comprehensive financial planning that leads to financial security, simplicity, and success. As an executive with Caterpillar for 18 years, Curt brings real, practical experience to financial planning. Curt is a CERTIFIED FINANCIAL PLANNER™ .  He is a fee-only advisor and works with all clients in a fiduciary capacity.

F5 Financial Planning provides fee only financial planning services to Naperville, Plainfield, Bolingbrook, Aurora, Oswego, Geneva, St. Charles, Wheaton, Glen Ellyn, Lisle, Chicago and the surrounding communities.  Curt Stowers is a fee only financial planner.  He has passed the CFP® examination.  Contact or visit Curt at his Naperville location.

Interested in Finding Out More?

We’d love to have the opportunity to hear about your situation.  Send us an e-mail or give us a call to find out more about next steps

Contact Us

Why CNBC Is Bad For Your Investments

Consider the following headlines: Senate Confirms Yellen for Fed Industrial Production Notches Strongest Yearly Gain Since 2010 US Stocks Slide as Jitters Persist Corporate Profits Hit New High as GDP Revised Up Bond Investors Still Waiting for Yields to Rise Private...

Becoming Comfortable With Money

It has always amazed me how uncomfortable some people are in discussing the topic of money. My guess is that is because of how they were – or were not – exposed to the topic. Growing up I saw my Dad and Mom work hard.

Helping You With:

– Wealth Preservation
– Wealth Enhancement
– Wealth Transfer
– Wealth Protection
– Charitable Giving

F5 Financial Planning

Visit Us At:

4003 Heron Court
Naperville, IL 60564

Contact Us At:

(630) 474-5213
info@f5fp.com