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Estate & Legacy Planning with a Financial Advisor

A systematic and proactive approach to maximizing the value of your legacy.

A well-thought and comprehensive estate plan is one of the best gifts you can leave to your family.

As holistic financial planners, F5 Financial accounts for everything that impacts your financial life, including your estate plan and intentions for your legacy. When managing your financial plan, we work with you to determine what’s important to you, how to safekeep money for your loved ones, and strategies you should discuss with your estate lawyer. We help you navigate insurance, plans for long-term care, and tax mitigation, all of which will have an impact on the final value of your estate.

Benefits of our Estate & Legacy Planning

  • Help to guide you through the process of estate and legacy planning even before you meet with a lawyer
  • Help implementing and managing your estate plan now and in the future
  • The ability to change your plan when life or circumstances change
  • An assurance that your financial directives will be stewarded according to your plan
  • The peace of mind that your bereaved loved ones won’t be burdened with blindly sorting through your affairs

F5 Financial’s Approach to Estate and Legacy Planning

F5 Financial takes a systematic approach to estate and legacy planning to ensure everything is in place long before you’re gone. You will need an attorney to draw up the legal documentation required for these steps, but F5 Financial will guide you toward what you need and manage it for you when you’re gone. As part of our process, we walk you through the following:

last will and testament

Last Will & Testament

This document describes how you’d like to have your estate handled after your death, and who you want to settle it. Your will is also where you’ll designate guardianship for your children or anyone else for whom you’re legally responsible.




last will and testament
revocable living trust

Revocable Living Trusts

Many people believe trusts only exist to protect assets from taxation, but a trust further defines your intentions after your death and makes it easier for family to access your assets, without probate court. A revocable trust can be amended at any time and, provided you named a successor trustee, there are no assets to transfer as “inheritance.” As a matter of transparency: establishing a trust is more expensive than creating a simple will…but it will cost far less than probating that will.

power of attorney

Durable Powers of Attorney

Power of attorney allows someone else to act in your behalf in case you become incapacitated. That person may have financial power of attorney, which allows them to make decisions about your finances or their power of attorney may be limited to your health care and advance directives, advocating for you regarding important medical decisions you might not be able to make yourself, as well as making end-of-life decisions on your behalf.

power of attorney

Living Wills

Your living will outlines exactly how you want end-of-life care to be handled, especially what measures should be taken to prolong your life and what medical treatments are or are not acceptable.


digital assets management

Digital Assets Management

In the age of the internet, your social media accounts may long outlive you. Keeping a list of these assets and using a password management system will allow your loved ones to take over the management of these accounts, or shut them down, if you become incapacitated.

digital assets management
succession planning

Business Succession Plans & Buy/Sell Arrangements

If you own or operate a business, it’s crucial to designate who you want to run your business or whether you want your heirs to sell it. We will work with both your lawyer and your tax accountant to make the transition of your business both seamless and worry-free, so that your family can avoid protracted negotiations while their emotions are still raw from their loss.

Ready to Build Your Estate Plan?

Contact us to speak with a fee-only financial planner about estate and legacy planning.

Estate & Legacy Planning FAQ

Contact us to discuss your Estate & Legacy Plans