Tax Planning with a Financial Advisor
F5 Financial’s tax planning expertise mitigates risk across your entire financial portfolio.
A forward-looking approach nets the most reductions in your tax burden.
While accountants are adept at making sure you meet your tax responsibilities, a financial advisor makes sure you limit your tax liabilities. This requires a forward-looking approach that assesses your tax risk BEFORE you make financial moves.
When structured correctly, your portfolio has the potential to annually save thousands of dollars in taxes. F5 Financial looks at a number of factors that can impact your tax burden, such as:
F5 Financial’s Tax Planning Process
Asset Review & Goal Planning
We review your current assets and financial goals and determine where you have the biggest potential to relieve your tax burden.
Tax Strategy
We develop the best strategy that ensures you’re minimizing tax liabilities on your retirement accounts, education savings, investment portfolio, estate planning, and other assets. We work with your accountant to make sure you stay on top of paperwork and filings.
Financial Projections & Quarterly Reports
We produce financial projections for your retirement portfolio and deliver quarterly reports that show how you’re tracking toward your retirement goals.
Quarterly
Meetings
In addition to providing quarterly reports, we will meet quarterly to discuss changes to your income, tax code, goals and more that can impact your portfolio’s tax liability, and what moves to make to reduce future burdens.
Ready to find out more?
Contact us to speak with a fee-only financial planner about your tax responsibilities.
How to Limit Your Tax Burden
Financial Tax Planning FAQ
Generally, F5 Financial is ideal for families who have a minimum of $500,000.00 in investable assets.
We meet with clients on a quarterly basis. Most clients elect to meet over Zoom. However, we are always available to meet in person.
We have five offices:
Naperville Downtown, located at:
29 South Webster Street,
Suite 350B
Naperville, IL 60540
Venice, FL, located at:
871 Venetia Bay Blvd.,
Suite 234
Venice, FL 34285
McDonough, GA, located at:
70 Macon Street
McDonough, GA 30253
Information on the performance of your investments is accessible on-demand via a tool called Advyzon, which is available through your computer or an app. We also provide quarterly investment performance reports of your portfolio. These reports contain details on what investments were added or altered and the impact of each change.
Financial planning reports and projections are also available on demand through our Personal Wealth Manager tool, powered by eMoney Advisor. It’s accessible from your computer.
Quarterly, we provide a single-page action plan and financial projections that detail completed tasks, tasks in progress, and outcomes.
You can access your investment reports at any time using the tool Advyzon, which is accessible via computer or an app.
F5 Financial is a fee-only fiduciary, which means we receive a flat fee as compensation for our services. We receive no commission or incentive for how we invest your portfolio, thus we have no conflicts of interest as a financial steward. See our fees page for specifics on our fee structure.
Being a fee-only financial advisor allows for maximum transparency on our investment process, and you will never encounter hidden fees when you work with us.
Curt Stowers, the Founder of F5 Financial, is a Certified Financial Planner. He is a graduate from the University of Illinois where he earned a BS, MS and PhD in Industrial Engineering.
Josh Duncan, Partner and Financial Planner with F5 Financial, is a Certified Financial Planner. He earned his BS in Computer Science from Eastern Illinois University and holds an MBA from Capella University.
We typically work with individuals or couples in the 35-years-old to 60-years-old age range, but we are open to working with all ages. Please contact us for answers on your specific situation.
You can set-up a consultation at this page here.
