Using the S&P 500 as an indicator, we didn’t end 2025 at an all time high, but we were close!  The index actually peaked on Christmas Eve.  AND 2026 has started out solid with the index hitting an all-time high on January 6, 2026.

Now if you’d listened to the news during 2025 you might NOT have been quite so optimistic.  Talk of DOGE, tariffs, Ukraine, Iran, government shutdowns, health care costs skyrocketing, new popes, and the Bears performing miracles every Sunday, would have had you believe the world is about to end.  I’m NOT saying any of the occurrences during this past year were inconsequential.  I am saying that unrest is the NORM.  As is a long-term track record of global economic growth.

I feel confident in saying that 2026 is going to be FULL of unexpected twists and turns (who had Venezuela on their radar on Christmas Eve?).  What is critical is that EVERY investor sticks with their plan as we go through the market ups and downs.

That’s because RARELY will the market “hit its average” for a given year.  Instead, it tends to be well above or well below.  If you’d have been spooked in 2025 and out of the market, you’d have missed a great year from a returns standpoint.  You have to stick with your strategy through the ups and downs to capitalize on the market’s long term growth.

If you have questions about investing in general or about your specific situation, we’re always available to connect.  I hope you and yours have a Blessed 2026!

Curt

Click here to view our Q4 Quarterly Market Review.

Click here to view our 2025 Annual Report.

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