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Targeting Dimensions of Returns

Just about everyone has their thoughts on what the “best” investment strategy is.  While I don’t claim that the philosophy F5 Financial Planning uses is “the best”, I am confident that the strategy that we employ has solid foundations based on the academic research of Fama and French. Our investment strategy is based on exploiting…

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Why CNBC Is Bad For Your Investments

Consider the following headlines: Senate Confirms Yellen for Fed Industrial Production Notches Strongest Yearly Gain Since 2010 US Stocks Slide as Jitters Persist Corporate Profits Hit New High as GDP Revised Up Bond Investors Still Waiting for Yields to Rise Private Employment Hits a New High, but Government Hiring Lags Housing Slow to Take Off…

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Becoming Comfortable With Money

It has always amazed me how uncomfortable some people are in discussing the topic of money. My guess is that is because of how they were – or were not – exposed to the topic. Growing up I saw my Dad and Mom work hard.

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Making Sure You Can Collect a Paycheck in Retirement

You’ve spent the last thirty plus years of your life building a nest egg.  You watched your expenses, saved a fair amount each month, and used a good strategy to build up a 401(k) balance bigger than you would have ever imagined was possible.  As the last person leaves the room from the retirement party,…

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How Families Can Calculate Retirement Income Wants versus Needs

Perhaps the biggest fear of families is how they will “get paid” in retirement. Gone is the regular paycheck and the annual bonuses; and, after years of building a nest egg, the new retiree is faced with the extremely uncomfortable task of tapping in to the hard earned savings.

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